Pre-Season Financing
Pre-harvest grower financing without using land as collateral, with funding in under 2 weeks.
Or call +1 (424) 377–4712
Why our financing is different
Unlike a traditional bank loan, our pre-harvest financing is specifically designed for fresh produce growers.
- HIGHER FUNDING AMOUNTS - From $200K to $20MM USD per growing season
- NO LAND COLLATERAL REQUIRED - No need to sign away your family farm
- FAST TURNAROUND - Get quoted in 24 hours and financed in 3 weeks
- RECEIVE FUNDING WHEN YOU NEED IT - We fund you up to 9 months before your harvest
- PAY US BACK ONCE YOUR PRODUCT SHIPS - No payments required before you begin to ship
- FLEXIBLE EVALUATION PROCESS - We work closely with each grower to accommodate your specific financial needs
Benefits
No land for collateral considered
No need to sign away your family farm
Fast turnaround
Get quoted in 24 hours and financed in 3 weeks
Flexible
Pay us back once your product ships. No payments required before you begin to ship
Easy
No audits to your financial statements or notarized documents required
How do I get my quote and funding?
How it works
Pre-Season funding explained in 5 easy steps
Financing
- ProducePay funds Grower up to 12 months before start of harvest
Growing
- Crop growth and maintenance period
Harvest
- Grower ships crops to Distributor
- Distributor sells crops and pays ProducePay
- ProducePay keeps a portion of the funds to cover financing and sends the remaining money to Grower
Previous
Next
Financing
- ProducePay funds Grower up to 12 months before start of harvest
Growing
- Crop growth and maintenance period
Harvest
- Grower ships crops to Produce Buyer
- Produce Buyer sells crops and pays ProducePay
- ProducePay keeps a portion of the funds to cover financing and sends the remaining money to Grower
Hefty pre-harvest funding
With season-long financing that can be sent to you at the start of your season for expenses like seed, our financing has a longer duration and is much more substantial than factoring.
