Financing designed for fresh produce growers

Pre-harvest grower financing without using land as collateral, with funding in under 2 weeks.
Or call +1 (424) 377–4712

Why our financing is different

Unlike a traditional bank loan, our pre-harvest financing is specifically designed for fresh produce growers.

How it works

Pre-Season funding explained in 5 easy steps

Financing

Growing

Harvest

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Financing

ProducePay funds Grower up to 12
months before start of harvest

Growing

Harvest

Our customers

We invest in hundreds of growers who export fresh fruits and vegetables
Funding Amount:

$240,000 (USD)

4 months before harvest
Tomato grower
Region:
Northwest and Central Mexico
Use of funds:
Fertilizers, Seeds, Labor
Funding amount

$300,000 (USD)

During harvest
Asparagus, strawberry, cilantro, chili, and broccoli grower and collector
Region:
Northwest and Central Mexico
Use of funds:
Source product
Funding amount

$300,000 (USD)

During harvest
Asparagus, strawberry, cilantro, chili, and broccoli grower and collector
Region:
Northwest and Central Mexico
Use of funds:
Source product
Funding Amount:

$400,000 (USD)

3 months before harvest
Cucumber, Chili and Tomato grower and distributor
Region:
Northern Mexico and Southeast USA
Use of funds:
Fertilizers, Seeds, Labor
Funding Amount:

$470,000 (USD)

2 months before harvest
Bell Pepper grower
Region:
Southeast Mexico
Use of funds:
Seeds, Labor, Land Preparation
Funding Amount:

$500,000 (USD)

3 months before harvest
Melon grower
Region:
Mexico and United States
Use of funds:
Seeds, fertilizers, land preparation, and land rent
Funding Amount:

$1,500,000 (USD)

During harvest
Mango grower and collector
Region:
Mexico, Peru, and USA
Use of funds:
Search for crop growers, source product
Funding Amount:

$2,500,000 (USD)

3 months before harvest
Tomato grower
Region:
Bajío Mexico
Use of funds:
Labor, infrastructure, seeds
Funding Amount:

$1,140,000 (USD)

3 months before harvest
Watermelon grower and distributor
Region:
Mexico and United States
Use of funds:
Land rent, land prep, fertilizers, and labor
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A trusted supply chain

Our customers ship to distributors such as

Additional benefits

No land for collateral

With no need to pledge land as collateral, our growers typically leverage our financing to expand into new production.

Super fast evaluation

We can evaluate your application and approve financing up to $5mm USD in days, not months. No notarized documents required – submit documents securely online.

Full PACA compliance

All of our customers receive full PACA protection under US law to help protect their returns from unwarranted deductions or non-payment. We transparently track the sales of all crop shipments in our online platform.

Hefty pre-harvest funding

With season-long financing that can be sent to you at the start of your season for expenses like seed, our financing has a longer duration and is much more substantial than factoring.

Ship today, cash out today

ProducePay Pick & Pack Financing

During harvest, we can add on additional financing for up to 80% of the value of each shipment the same day it crosses into the United States – even for consignment sales.

Get a free quote today