Financing designed for fresh produce growers

Pre-harvest grower financing without using land as collateral, with funding in under 2 weeks.
Or call +1 (424) 377–4712

Why our financing is different

Unlike a traditional bank loan, our pre-harvest financing is specifically designed for fresh produce growers.

How it works

Pre-Season funding explained in 5 easy steps

Financing

Growing

Harvest

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Financing

ProducePay funds Grower up to 12
months before start of harvest

Growing

Harvest

Our customers

We invest in hundreds of growers who export fresh fruits and vegetables
Funding Amount:

$15,000,000 (USD)

6 months before harvest
Asparagus, Bell Pepper, and Blueberries
Region:
Northwest Mexico
Use of funds:
Labor and fertilizers
Funding Amount:

$10,500,000 (USD)

6 months before harvest
Aparagus, grapes
Region:
Northwest Mexico
Use of funds:
Seeds, Labor
Funding Amount:

$6,700,000 (USD)

3 months before harvest
Brussel sprouts, squash, grapes, tomato, watermelon
Region:
Northwest Mexico
Use of funds:
Labor, source product, infrastructure
Funding Amount:

$6,000,000 (USD)

2 months before harvest
Avocado, blueberries, cherries, grapes, lime
Region:
Peru
Use of funds:
Labor and agrochemicals
Funding Amount:

$3,000,000 (USD)

5 months before harvest
Bell Pepper, chili, grapes, tomato
Region:
Bajio Mexico
Use of funds:
Land preparation, seeds, labor
Funding Amount:

$3,300,000 (USD)

4 months before harvest
Avocado, chili, grapes, mango, green beans
Region:
Peru
Use of funds:
Labor, fertilizers, irrigation system
Funding Amount:

$15,000,000 (USD)

3 months before harvest
Chili, grapes
Region:
Peru
Use of funds:
Seeds, labor, fertilizers
Funding Amount:

$5,000,000 (USD)

3 months before harvest
Avocado, mango, tangelo
Region:
Peru
Use of funds:
Land preparation, seeds, agrochemicals
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A trusted supply chain

Our customers ship to produce buyers such as

Additional benefits

No land for collateral

With no need to pledge land as collateral, our growers typically leverage our financing to expand into new production.

Super fast evaluation

We can evaluate your application and approve financing up to $5mm USD in days, not months. No notarized documents required – submit documents securely online.

Full PACA compliance

All of our customers receive full PACA protection under US law to help protect their returns from unwarranted deductions or non-payment. We transparently track the sales of all crop shipments in our online platform.

Hefty pre-harvest funding

With season-long financing that can be sent to you at the start of your season for expenses like seed, our financing has a longer duration and is much more substantial than factoring.

Ship today, cash out today

ProducePay Pick & Pack Financing

During harvest, we can add on additional financing for up to 80% of the value of each shipment the same day it crosses into the United States – even for consignment sales.

Get a free quote today